You have health issues andor a shorter-than-average life expectancy, an if marrie your spouse has a larger benefit than your own. Social Security at Fidelity If you start taking Social Security at age 6 rather than waiting until your full retirement age (FRA you can expect up to a reduction in monthly benefits with lesser reductions as you approach FRA). Age is when qualified individuals first become eligible to file. Claiming Social Security at age isnapost always a bad move Mar 1 20If youaposre approaching retirement, youaposre probably already itching to claim your Social Security benefits. When to Apply for Social Security to Start Benefits at By filing at 6 or any time before you reach full retirement age, you forfeit a portion of your monthly benefit.
If you were born in 19or later, for instance, filing at could reduce your monthly payment by as much as percent.